22 Best Credit Card Affiliate Programs (2024)
Are you looking to monetize your website or blog by promoting credit cards? Joining a credit card affiliate program can be a lucrative way to generate income while providing valuable content to your audience. With numerous programs available, selecting the ones that offer competitive commissions, reliable tracking, and a variety of products tailored to your readers’ interests is essential. We’ve curated some of the industry’s best credit card affiliate programs for publishers like you who aim for high conversion rates and consistent earnings.
These top-tier programs are partnered with leading financial institutions and provide access to popular credit cards that cater to diverse consumer needs—from cashback rewards and travel perks to balance transfer offers and low-interest rates. By leveraging these partnerships, you can enhance your site’s value proposition by presenting users with options that align with their financial goals.
As an affiliate marketer, you’ll appreciate features such as real-time reporting tools, dedicated support teams, marketing resources, and timely payouts that make managing your promotions hassle-free. Whether you’re new to affiliate marketing or an experienced pro looking for new opportunities, these credit card affiliate programs are poised to help skyrocket your earnings.
Top Credit Card Affiliate Programs
Here's a highlight of the top 10 affiliate programs in the credit card niche. Each affiliate program was chosen based on its popularity, conversion ability, payout structure, and product quality.
1. Ally Credit Cards
Ally Credit Card is a financial services company that offers a range of credit card options to customers. They provide various benefits such as cash back rewards, low interest rates, and fraud protection. The company aims to deliver convenient online banking solutions with their user-friendly platform. Ally Credit Card also provides exceptional customer service and support for all your credit needs. Their products are designed to help manage finances effectively while building good credit history.
- Regions: United States, Worldwide
- Affiliate Platform: CJ Affiliate
- Commission: $50 per sale
2. CardRatings.com
CardRatings.com offers comprehensive credit card reviews, ratings, and comparison tools to help consumers make informed decisions about their credit card choices. With expert insights and up-to-date information on rewards programs, interest rates, and benefits across a wide range of financial institutions, CardRatings.com serves as an essential resource for anyone looking to optimize their spending and saving strategies. The site also provides valuable advice on credit health and management techniques to ensure users can maximize the potential of their credit cards responsibly. By navigating the complex landscape of available credit options with clarity and ease, CardRatings.com empowers individuals to find the best cards that suit their lifestyle needs.
- Regions: United States, Worldwide
- Affiliate Platform: Awin
- Cookie Duration: 1 day
- Commission: N/A
3. Rocket Card
Rocket Card offers innovative financial solutions by providing a customizable Visa debit card that empowers customers with personalized payment experiences. With a focus on seamless integration, their platform enables users to manage their finances effectively through advanced tracking and security features. Rocket Card caters to those seeking a unique touch in their transactions, offering custom card designs alongside robust functionality. The company's commitment to user-centric services makes it an ideal choice for individuals looking for a modern approach to everyday banking and spending.
- Regions: Worldwide
- Affiliate Platform: Impact
- Commission: N/A
4. StellarFi
StellarFi empowers individuals to build their credit by making everyday bill payments count toward their credit score. With an innovative approach, this financial platform turns regular expenses such as rent, utilities, and even subscriptions into opportunities for credit improvement. By reporting consistent on-time payments directly to major credit bureaus, StellarFi offers a practical solution for those looking to establish or enhance their credit history. The service is designed with simplicity in mind, ensuring that users can effortlessly integrate StellarFi into their financial routines and pave the way to better financial health.
- Regions: Worldwide
- Affiliate Platform: Impact
- Commission: $20 per enrollment
5. Pave
Pave, formerly known as Portify, is a financial technology firm dedicated to empowering workers with flexible earnings by offering tools for credit building and access to essential financial products. With a focus on inclusivity, Pave provides a suite of services designed to enhance the financial resilience of its users, including those who may not have traditional employment structures. By leveraging advanced technology and personalized insights, Pave helps individuals manage their finances more effectively and plan for a secure future. Their innovative platform addresses the unique challenges faced by gig economy workers and freelancers, ensuring that all members have the opportunity to achieve financial well-being.
- Regions: Worldwide
- Affiliate Platform: Impact
- Commission: N/A
6. Firstcard
Firstcard offers a modern financial solution designed to simplify and reward the banking experience for today's students. With their innovative app, users can effortlessly manage their finances, track spending, and enjoy cashback rewards without any hidden fees or minimum balance requirements. Tailored specifically for the unique needs of student life, Firstcard provides a secure and convenient debit card that integrates seamlessly with popular payment platforms. By focusing on financial literacy and smart spending habits, Firstcard empowers students to take control of their money while building credit for the future.
- Regions: Worldwide
- Affiliate Platform: Impact
- Commission: $80 per qualifying user
7. PenFed
PenFed, short for Pentagon Federal Credit Union, is one of the nation's largest and most stable credit unions, offering a full suite of financial services to millions of members worldwide. With over 85 years of dedication to the financial well-being of its members, PenFed provides competitive rates on mortgages, auto loans, credit cards, checking, and savings accounts. As a federally insured credit union with a robust online presence and physical branches across the United States and military bases in Guam, Puerto Rico, and Okinawa, PenFed serves as a trusted financial partner to diverse individuals from all walks of life. Committed to supporting its members in achieving their financial goals, PenFed stands out with its member-centric approach and community involvement initiatives.
- Regions: United States, Worldwide
- Affiliate Platform: CJ Affiliate
- Commission: N/A
8. Perpay
Perpay is an innovative financial platform that offers a unique buy now, pay later service, enabling consumers to purchase products and spread payments out over time through manageable installments. With a focus on building better spending habits and boosting credit scores, Perpay integrates responsible purchasing with the convenience of direct payroll deductions. Their marketplace features a wide array of top-quality goods from electronics to home essentials, catering to various consumer needs without requiring traditional credit checks. By providing a straightforward application process and personalized spending limits based on income, Perpay empowers shoppers to enjoy their purchases while maintaining financial wellness.
- Regions: Worldwide
- Affiliate Platform: Impact
- Commission: 15% First Installment Paid
9. KOHO Financial
KOHO Financial is a Canadian fintech company that offers a modern, mobile-first approach to banking. They provide a smart spending account with no hidden fees, integrated with a cash back program and budgeting tools. KOHO's digital platform allows users to save, spend, and budget their money in real-time. The company aims to make financial services transparent and customer-friendly. With KOHO, users can manage their finances efficiently and conveniently.
- Regions: Worldwide
- Affiliate Platform: Impact
- Commission: CAD20 per registration, CAD20 iOS App, CAD20 Android App
10. Bright Capital
Bright Money is an AI-driven financial platform dedicated to helping users manage their debt, build wealth, and achieve financial stability. Utilizing advanced algorithms, Bright Money offers personalized plans for paying off credit cards, loans, and optimizing savings. Their user-friendly interface simplifies budgeting and tracks progress towards individual financial goals. By harnessing the power of technology, Bright Money empowers consumers to take control of their finances with smart automation and actionable insights.
- Regions: Worldwide
- Affiliate Platform: Impact
- Commission: $10 iOS App
The remaining affiliate programs are listed in alphabetical order. Click on the logo to find out more information about the affiliate program.
Related Affiliate Programs
Besides the credit card niche, you should check out these niches to find other affiliate programs.
