45 Best Banking Affiliate Programs (2024)

Embarking on the journey of affiliate marketing in the banking sector can be lucrative. With financial services at the core of every economy, promoting banking products and services through affiliate programs offers a unique opportunity to earn commissions while helping individuals and businesses manage their finances effectively. This article explores some of the best banking affiliate programs that stand out for their competitive commission structures, reliable tracking systems, and strong support networks.

Whether you are new to affiliate marketing or looking to expand your portfolio into finance-related products, these top-tier banking affiliate programs provide an array of options, including credit cards, savings accounts, loans, investment platforms, and more. By partnering with reputable financial institutions through these programs, affiliates can leverage trusted brand names to attract conversions.

Understanding the nuances of each program is key to maximizing your earnings potential. Features such as cookie duration, payout thresholds, and marketing materials provided by these banks will play a significant role in your success as an affiliate marketer in this niche. Below, you’ll find logos and direct links to some of the most esteemed banking affiliate programs available today—each designed to help you achieve your financial goals as an influencer or content creator in the world of finance.

Top Banking Affiliate Programs

Here's a highlight of the top 10 affiliate programs in the banking niche. Each affiliate program was chosen based on its popularity, conversion ability, payout structure, and product quality.

1. Raisin

Raisin is a fintech company that provides an innovative savings and investment platform, offering users access to attractive interest rates across Europe. With a focus on breaking down barriers to better saving opportunities, Raisin connects customers with a wide range of banks and financial institutions through its seamless online portal. The platform simplifies the process of securing high-yield savings accounts and term deposits without any fees. Dedicated to transparency and customer empowerment, Raisin ensures savers can make informed decisions in a secure digital environment.

  • Regions: United States, Worldwide
  • Affiliate Platform: Impact
  • Commission: $75 per opened account

2. CIT Bank

CIT is a division of First Citizens Bank that provides a broad range of financial products and services tailored to meet the needs of commercial and small business clients. Offering solutions in commercial financing, real estate financing, equipment financing, factoring, and railcar financing, CIT aims to empower businesses with the necessary capital for growth and operational efficiency. With deep industry expertise and a commitment to personal service, CIT delivers insights that help clients navigate complex markets. Their comprehensive suite of services ensures businesses have access to flexible lending options designed to support their unique objectives in an ever-evolving economic landscape.

  • Regions: United States, Worldwide
  • Affiliate Platform: CJ Affiliate
  • Commission: N/A

3. Chime

Chime is a financial technology company that offers banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. With a focus on creating a user-friendly banking experience, Chime provides no monthly fees, no minimum balance requirements, and fee-free overdraft on up to $200 in debit purchases with SpotMe for eligible members. Their mobile app allows users to manage their finances easily with features like daily balance notifications and automatic savings tools. Chime aims to empower customers with better access to their money through direct deposit options that can make funds available up to two days early.

  • Regions: United States, Worldwide
  • Affiliate Platform: CJ Affiliate
  • Commission: N/A

4. Truist Retail Checking

Truist Retail Checking is a financial services company that offers a range of retail banking solutions. They provide checking accounts, savings accounts, and other banking products to individuals and businesses. With a focus on customer service and financial innovation, Truist Retail Checking aims to simplify banking for its clients. Their services are designed to meet the diverse financial needs of their customers. Truist Retail Checking is a trusted name in the banking industry, committed to delivering secure and efficient banking solutions.

  • Regions: Worldwide
  • Affiliate Platform: Impact
  • Commission: N/A

5. Aspiration

Aspiration is an eco-conscious financial partner that offers a unique blend of banking and investment products designed to empower customers to make socially responsible choices with their money. With a commitment to plant a tree with every round-up transaction and pledge 10% of earnings to charities, Aspiration puts ethical finance at the forefront of its operations. Their services include high-yield savings accounts, a cash management account, and personal impact scores to track the sustainability impact of purchases. Aspiration's approach integrates financial prosperity with environmental stewardship, catering to those who seek both fiscal growth and positive global impact.

  • Regions: Worldwide
  • Affiliate Platform: Impact
  • Commission: N/A

6. Barclays

Barclays US Online Savings is a digital banking service that offers high-yield savings accounts and CDs with no minimum balance requirements. The company provides secure online and mobile banking solutions, enabling customers to manage their finances conveniently. Barclays US Online Savings also offers tools for financial planning and investment. With competitive interest rates, it aims to help users grow their savings effectively. It's part of the global financial services group, Barclays PLC, known for its commitment to innovation in digital banking.

  • Regions: United States, Worldwide
  • Affiliate Platform: CJ Affiliate
  • Commission: N/A

7. SoFi

SoFi, short for Social Finance, Inc., provides a one-stop shop for financial services to empower individuals to achieve financial independence and realize their ambitions. From innovative lending solutions like student loan refinancing, personal loans, and mortgages to investment platforms and insurance products, SoFi caters to a broad spectrum of financial needs. With a strong focus on community and member success, the company offers additional benefits such as career coaching and financial planning. SoFi stands out with its commitment to convenience and support through its mobile app and online resources designed for savvy consumers seeking comprehensive fiscal management tools.

  • Regions: Worldwide
  • Affiliate Platform: Impact
  • Commission: N/A

8. USAA

USAA provides a comprehensive range of insurance services tailored to meet the unique needs of military members, veterans, and their families. With a strong commitment to exceptional service, USAA offers auto, home, renters, and life insurance policies designed to deliver peace of mind and financial protection. Their longstanding tradition of serving the military community is reflected in competitive rates and member-focused benefits such as discounts and personalized coverage options. By leveraging innovative tools and dedicated support, USAA stands as a trusted provider in the insurance landscape for those who have served our nation.

  • Regions: United States, Worldwide
  • Affiliate Platform: CJ Affiliate
  • Commission: $1 per sale

9. Valley Bank

Valley National Bancorp, operating through Valley Bank, provides a comprehensive suite of banking services tailored to meet the needs of individuals, businesses, and communities. With a robust portfolio that includes personal banking solutions, commercial lending options, and wealth management expertise, they are committed to fostering strong customer relationships and financial wellbeing. Their extensive network of convenient branches and ATMs across key regions ensures accessibility for clients seeking efficient service and support. Dedicated to innovation in banking technology, Valley offers digital platforms that streamline processes for a more user-friendly experience in today's fast-paced world.

  • Regions: United States, Worldwide
  • Affiliate Platform: CJ Affiliate
  • Commission: $150 per sale

10. BMO Harris Bank

BMO Harris Bank, a subsidiary of the Canadian multinational investment bank and financial services company BMO Financial Group, provides a comprehensive range of personal banking services, wealth management solutions, and business financial strategies. With over 130 years of experience in supporting communities through various economic cycles, they offer tailored advice and digital tools to help customers make informed financial decisions. Their commitment to innovation is evident through their user-friendly mobile banking platform and online resources designed to empower clients across the United States. BMO Harris Bank's dedication to building customer relationships is reflected in their personalized approach to meeting the unique needs of individuals and businesses alike.

  • Regions: Worldwide
  • Affiliate Platform: CJ Affiliate
  • Commission: $100-$400 per sale

The remaining affiliate programs are listed in alphabetical order. Click on the logo to find out more information about the affiliate program.

Related Affiliate Programs

Besides the banking niche, you should check out these niches to find other affiliate programs.